Menu
What spells stress relief for you when
it comes to managing them? If you’ve found yourself in an unfortunate predicament in this way,
FitnessBank can help. We’ve put together the list below to serve as a bit of a study guide for
healthy financial practices.
To be transparent, even with a cheat sheet, the work is not easy. It takes time, discipline, and a
true desire to correct any previous poor management. But the investment is well worth the
payoff, as it can put you and your family in a better overall position.
Something that any entrepreneur can attest to is that income can vary from month to month. While those with an established business history and savings record are prepared to weather the storm, many newcomers are left feeling strained and defeated. The key is to build up those saving habits as early as possible to prepare your for anything that may arise.
It’s also often difficult to plan ahead on this path. With inconsistent income, it’s much harder to put aside a set amount each month. While things may seem cramped, there are several support, like FitnessBank, that are here to offer help however we can.
Are your spending habits still creating a major concern? There’s always the option of reworking your current approach. As stated earlier, cutting back on expenses can be a huge help. Next
though, you should fully review all possible avenues as it relates to your income.
The goal here is to find any available means of raising your income (ethically, of course), to assist with your expense ratio. Leave no stone unturned. Whether it’s a possible new stream of income, or an enhancement on your current take home amount; see what’s feasible and get a head start on pursuing it.
Your savings account is another great marker to determine if you have healthy finances. If you’re looking to beef up your savings, we have a few recommendations. First, try limiting your ability to reach these funds. It can be tempting to dip into these reserves, but there are safeguards that you can impose to restrict their accessibility.
There’s also great value in setting a concise directive for yourself regarding savings. Developing a realistic plan for putting away funds will help you stay on track. Write it down, track it, and watch the results roll in.
Ready to take your finances to the next level? Banking with us brings about great rewards for consistent savings. This comes via our Step Tracker app, which gives you better interest rates on savings the more you walk. Because what good is great financial health if you don’t keep your physical health in check?
Have more questions for us regarding our services? We’d love to discuss things with you further. You can talk with one of our lenders today. Visit our contact page to schedule a consultation. It’s quick, easy, and most of all, valuable.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments. ©2025-2026 All Rights Reserved.