| AVG DAILY STEPS | SAVINGS W/ELITE CHK RATE | SENIOR SAVINGS RATE | SENIOR ELITE CHECKING RATE | ULTRA SAVINGS RATE |
|---|---|---|---|---|
|
10,000+ |
5.15% APY |
4.90% APY |
5.60% APY |
5.25% APY |
|
7,500 – 9,999
|
3.25% APY |
3.00% APY |
5.60% APY |
5.25% APY |
|
5,000 – 7,499
|
1.00% APY |
1.00% APY |
0.10% APY |
1.00% APY |
|
0 – 4,999 |
0.50% APY
|
0.50% APY
|
0.10% APY |
0.50% APY |
Attention All Seniors 65 and Over.
Step into out-of-this-world interest rates when you open a Senior Checking account.
At FitnessBank. the more steps you take, the higher your interest rate: we incentivize your active lifestyle by tracking steps and counting debit card swipes to ensure you get one of the highest interest rates in banking.
Retirement Doesn’t Mean You Have to Slow Down.
This is the time to explore, experience, and most of all, enjoy yourself. Take all the steps you’ve always wanted to; just make sure to step, track and earn.
We offer higher interest rates on checking and savings account as a reward for your activities. Whether you track 1,000, 5,000, or 12,500 steps per day for walking, running, biking or riding a bike, there are many ways to make every step count at FitnessBank.
Ready to take your next steps with FitnessBank?
Applying for an account online is quick and easy — and worthwhile. Once you’ve opened an account, you can download our step tracker app and sync it with your activity tracker to start earning better rates.
Have questions? Please do not hesitate to reach out. Our Member-Athlete bankers are on-hand to answer your calls (1-855-GO-FITBK), reply to emails, or respond to your Contact Request Form inquiries.
We look forward to hearing from you.
FDIC-Insured – Backed by the full faith and credit of the U.S. Government. FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments. ©2025-2026 All Rights Reserved.