OPEN A FITNESS Business ACCOUNT.

Leverage Decades of Commercial Banking Experience from a Bank In Step with Your Health and Fitness Business.

Imagine an Online Bank offering Accounts Exclusively for the Health and Fitness Industry.

Small Business Owners in Health and Fitness can Save Money and Enjoy One-on-One Client Service, Essentially a semi-Private Banking Solution

Make the switch and move your business banking accounts to FitnessBank. You will always be able to speak to a real person, have your emails answered and your texts returned. You can even video-connect for a face-to-face conversation about your banking needs. Yes – our bankers actually call you by name, not an account number.

Yoga and Pilates Studios. Endurance Events. Specialty Running Stores. Gyms. Cross Fit Gyms. Personal Trainers. Strength and Agility Clinics. Physical Therapy Practices. Stretching Studios. HITT Facilities. Tennis Clubs. Golf Courses. Rowing Studios. Race Production Companies. Specialty Triathlon Gear Stores. Recovery Boutiques.

Business Accounts.

Fitness Business Checking

Banking Beyond the Branch – We bring the branch to you, with the convenience of online bill pay and mobile deposit.

$100 minimum opening deposit
$10 maintenance fee, waived with $1,000 minimum average daily balance
Free Remote Deposit with complimentary use of remote deposit scanner – value up to $800 (with average minimum balance more than $25,000)
Free online banking/cash management
First $10 in ATM Withdrawal Fees Reimbursed each statement
Free unlimited online bill pay
Free app for mobile deposits and mobile banking
Free eStatements with check and deposit slip images
Visa Debit Card

Fitness Business Savings

$1,000 minimum opening deposit
$10 maintenance fee, waived with $1,000 minimum daily balance
Interest earned once balance is above $1,000
$5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, automatic transfer or payment) in excess of the 6 permitted
Free app for mobile deposits and mobile banking
Free online banking/cash management
Free eStatements

Fitness Business
Money Market

$10 monthly maintenance fee, waived with $2,500 minimum daily balance
Interest earned once balance is above $2,500
Interest rates are tiered
$5 excessive withdrawal charge will be assessed for each debit transaction (withdrawal, check paid, automatic transfer or payment) in excess of the 6 permitted
Free app for mobile deposits and mobile banking
Free online banking/cash management
Free eStatements
Free money market booklet (checks, withdrawal and deposit tickets)

Merchant Account

Our Merchant Services solutions can save your business money as well as make your workday easier.

Touch-less Payments
Next-day Funding
Lower Bottom-Line Processing Costs
Personalized Support from People You Trust
Payment Technology to Meet Your Needs
Month–to–Month Agreement

Our Story.

Once Upon a Time There Was this Active Lifestyle Bank

We’re stepping in the right direction by revisiting the relationship between our bank and our customers. We are in this together. Your success becomes ours. Our investment accelerates your opportunities.

How We Can Offer These Rates & Services.

America’s First Active Lifestyle Bank serving the Health and Fitness Business Community

As an online bank with low overhead, FitnessBank is nimble and efficient. We’re not sponsoring bowl games or golf tournaments. We’d rather serve YouTube pre-roll than buy expensive television commercial time.

Unlike mega-institutional banks, we rely on word-of-mouth and social advocacy of our raving fans to share the value of what we offer to them and their communities.

Tools and Resources.

Everything You Need to Open or Manage Your Fitness Business Accounts

The following tools and resources are offered:

Help Guides with step-by-step instructions
Frequently used forms – wire transfers & stop payments
Order forms for new checks
Report lost or stolen debit or credit cards

If you have any questions about a form, can’t find the one you need or want to learn more about FitnessBank Business & Affinity Bank Fitness Select (our fitness partner and parent company bank), please do not hesitate to contact a banker.

Link accesses FitnessBank parent-partner Affinity Bank Tools and Resources.

How to Open a Fitness Business Account.

Ready to Make the Switch to FitnessBank Business?

Contact a banker to learn more about our business banking accounts and merchant services. See how we can save you money on fees and provide one-on-one customer service.

In order to best protect you and your business while also moving quickly to assist with opening an account, we recommend the following steps:

Contact a Banker to apply for a business account and schedule an Onboarding Session with your client services representative
Fill Out the Proper Forms
Upload Required Documents
Execute Electronic Signature Cards

Please do not hesitate to reach out. Our commercial bankers are on-hand to answer your calls (1-855-GO-FITBK), reply to emails, or respond to your Contact Request Form inquiries.

We look forward to hearing from you.

Ready. Set. Let’s Get Stepp’n.

FDIC-Insured – Backed by the full faith and credit of the U.S. Government. FitnessBank is a division of Affinity Bank. FitnessBank and Affinity Bank are the same entity for the purpose of calculating FDIC insurance limits and deposits. Effective September 15, 2023, the Bank converted from a federal savings association to a national bank, and as a result, the Company became a bank holding company instead of a savings and loan holding company. FitnessBank is not responsible for and has no control over the subject matter, content, information, or graphics of the websites that have links here. Please contact us with any concerns or comments. ©2025-2026 All Rights Reserved.

As of &zwnj, the interest rate(s) and annual percentage yield(s) are accurate. Interest rates may change as often as daily without prior notice. Fees may reduce account earnings. Rates are valid for accounts opened online and require a valid email address.The interest rate on this account is based on the Average Daily Steps from the prior month. Rate updates for average daily steps from the prior month are reviewed no later than the second week of the following month. The initial APY will be current top tier until the rate adjustment date following first full month that the account has been opened. Rates are valid for accounts opened online and require a valid email address.